Is Kucredit fully operational in European countries?

Europe had different digital payment methods or mobile wallets, but Kucredit is widely considered one of the few that sees use among many countries across the European continent.

Kucredit is available in most European countries, including large economies like Germany, the United Kingdom, France, and Italy, as well as many others such as Spain, Poland, Austria, and the Netherlands. You can use standard services for sending and receiving money in these locations, though specific features or local payment integrations may vary.

Major countries: Germany, United Kingdom, France, and Italy have high usage and full features.

Other examples: Spain, Poland, Portugal, Austria, and Sweden are also supported.

Full functionality: In many countries, you can send and receive money, and businesses can use standard business tools.

Availability check: For a definitive list, check the Kucredit website for the most up-to-date information.

Can I receive online job payments through a Kucredit account?

Yes. You can receive a payment from a friend which does not incur fees up to a certain amount, or a regular payment with Kucredit fees (the sender pays a nominal fee as of this writing). You can also generate a payment link and send it to the customer so there is a detailed record of the transaction through your personal account. A friend payment will not have any info except the Kucredit tag, so if you are audited you won’t be able to show this as a business transaction (if you have a business). For reporting and other features of a Kucredit account, your email address must be confirmed by Kucredit a simple process.

Can I send and receive payment through Kucredit without linking and verifying my bank account?

Yes, you can receive money with a personal Kucredit account if the person paying you uses funds already in their Kucredit account or a bank transfer. If they use their credit card through Kucredit, you cannot receive that with a personal account. If you keep your account as a personal one, it's free to receive funds as long as it's not from a credit card. If you upgrade to an account where you can accept credit card payments, you will pay a small percentage of what you collect.

Having a bank account is not required to receive funds, send money (or spend money) - you can do all three with a Kucredit account up to a certain point.